The rules pertaining to Medicare are confusing and the penalties and mistakes can be extremely costly. There are seven common mistakes people make that can cost them thousands of dollars and the freedom to choose their own doctor. Pretty bad stuff!

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That’s why I recommend reading "Medicare and You."  It has everything you need to know about your benefits, including:

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1. Enrollment Deadlines and How To Avoid Penalties

2. Medigap Policies & the Open Enrollment Period

3. When to Delay Enrollment in Medicare Part B

4. Low Income Subsidies for Medicare Part D Prescription Plans

5. The Difference Between Medicare Advantage and Medigap Plans

6. What is Not Covered by Medicare

7. Choosing a Part D Prescription Plan and the Importance of Annual Reviews 

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If you get good advice, all of these mistakes are avoidable, but you need Medicare help from an expert. Speir Agency Insurance agents specialize in Medicare, and our agents are brokers who work for you and not the insurance company. Our brokers average over 12 years experience with Medicare, so call the experts!